Friends, welcome to our website gkrajasthan.in, are you also a resident of rural area and are waiting for the release of rural list under PM Awas Yojana (Rural) to fulfill the dream of your pucca house, then this article of ours is only and only for you, in which we will tell you in detail about PM Awas Yojana Gramin Suchi 2024, to get complete information of which you have to read this content carefully.
When was the PM Awas Yojana started?
The Pradhan Mantri Awas Yojana (PMAY) was launched on June 25, 2015. It is a housing initiative by the Government of India aimed at providing affordable housing to the urban poor. The scheme has two components: Pradhan Mantri Awas Yojana (Urban) (PMAY-U) and Pradhan Mantri Awas Yojana (Gramin) (PMAY-G), addressing the housing needs of both urban and rural areas.
How to find your name in PM Awas Yojana?
To check if your name is listed in the Pradhan Mantri Awas Yojana (PMAY) beneficiary list, you can follow these steps:
For PMAY Urban (PMAY-U):
- Visit the official PMAY (U) website:
- Visit the official PMAY (U) website pmaymis.gov.in.
Select the Find Beneficiary option:
- Click on the “Find Beneficiary” option from the main menu.
- Select “Search by Name” from the dropdown menu.
Enter your details:
- Enter the first three letters of your name.
- Click on the “Show” button.
View the result:
- The list of beneficiaries with names matching the letters entered on the website will appear.
Check the list to find your name and other relevant details. - For PMAY Gramin (PMAY-G):
Visit the official PMAY (G) website:
- Visit the official PMAY (G) website pmayg.nic.in.
Select the Stakeholders section:
- Under the “Stakeholders” section, click on “IAY/PMAYG Beneficiaries”.
Enter your details:
Enter your registration number. If you do not have a registration number, you can use the “Advanced Search” option to search by entering other details such as state, district, block, and panchayat.
View results:
- Click on the “Search” button to view beneficiary details.
- If your name is in the list, it will appear along with other details.
Additional methods:
Mobile app:
- You can also use the “AawasApp” mobile application available for both Android and iOS to check your status.
- Common Service Centre (CSC):
- You can visit a nearest CSC to get help in checking your status in the PMAY list.
- By following these steps, you will be able to find out if your name is included in the PMAY beneficiary list or not.
Approximately how many people have got PM Awas Yojana so far in India?
As of the latest available data, approximately 2.53 crore (25.3 million) houses have been sanctioned under the Pradhan Mantri Awas Yojana (PMAY) across both urban and rural areas.
This includes:-
- Pradhan Mantri Awas Yojana (Urban) (PMAY-U): About 1.12 crore (11.2 million) houses have been sanctioned, with a significant number completed and occupied.
- Pradhan Mantri Awas Yojana (Gramin) (PMAY-G): Approximately 1.41 crore (14.1 million) houses have been sanctioned for rural beneficiaries.
These figures reflect the government’s efforts to provide affordable housing to urban and rural poor, aiming to achieve the goal of “Housing for All” by the year 2022. For the most current and precise data, visiting the official PMAY websites (PMAY-U and PMAY-G) or checking the latest government reports is recommended.
PM Awas Yojana Gramin Suchi 2024 : Highlights
| Name of the Yojana | Pradhan Mantri Awas Yojana Gramin |
| Type of Article | Latest Update |
| What is the New Update? | PM Awas Yojana Gramin List 2024 will be released soon. |
| Mode | Online |
| Charges | Nil |
| Financial Year | 2024 – 2025 |
| Total Financial Beneficiary Amount | ₹ 1,20,000 Rs |
| Detailed Information of PM Awas Yojana Gramin Suchi 2024? | Please Read the Article Completely. |
Summarizing the benefits of the Pradhan Mantri Awas Yojana (PMAY):
| Category | Benefits |
|---|---|
| Financial Assistance | Subsidy on home loan interest rates (Credit Linked Subsidy Scheme – CLSS) |
| Loan Tenure | Up to 20 years or more depending on the bank’s terms |
| Affordable Housing | Construction or enhancement of affordable houses for Economically Weaker Sections (EWS), Low-Income Groups (LIG), and Middle-Income Groups (MIG) |
| Subsidy Rates | EWS/LIG: 6.5% interest subsidy for loans up to ₹6 lakh |
| MIG-I: 4% interest subsidy for loans up to ₹9 lakh | |
| MIG-II: 3% interest subsidy for loans up to ₹12 lakh | |
| Beneficiary Coverage | Urban (PMAY-U): Targets urban poor including slum dwellers |
| Rural (PMAY-G): Targets rural poor for housing | |
| Infrastructure Development | Focus on building sustainable and eco-friendly homes |
| Women Empowerment | Preference given to women applicants or co-ownership with women |
| Special Provisions | Priority to differently-abled and senior citizens for ground floor houses |
| Slum Rehabilitation | In-situ rehabilitation of slum dwellers through private participation using land as a resource |
| Technology Innovation | Promotes use of innovative construction technologies for faster and cost-effective building |
| Social Inclusion | Focus on inclusive development by accommodating various sections of society including Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC) |
frequently asked questions (FAQs) about the Pradhan Mantri Awas Yojana (PMAY) along with their answers:
1. Who is eligible for the PM Awas Yojana?
Answer: Eligibility criteria for PMAY vary based on the applicant’s income group:
- Economically Weaker Section (EWS): Annual household income up to ₹3 lakh.
- Low-Income Group (LIG): Annual household income between ₹3 lakh and ₹6 lakh.
- Middle-Income Group-I (MIG-I): Annual household income between ₹6 lakh and ₹12 lakh.
- Middle-Income Group-II (MIG-II): Annual household income between ₹12 lakh and ₹18 lakh.
Applicants should not own a pucca house in their name or in the name of any family member across India and should meet the income criteria relevant to their category.
2. How can one apply for PM Awas Yojana?
Answer: Applicants can apply for PMAY through:
- Online Application:
- Visit the official PMAY website (PMAY-U for urban or PMAY-G for rural).
- Fill in the required details and submit the form.
- Common Service Centers (CSCs):
- Visit the nearest CSC with necessary documents and apply with assistance from CSC operators.
- Banks and Housing Finance Companies:
- Many banks and housing finance companies offer assistance in applying for PMAY while processing home loans.
3. What is the Credit Linked Subsidy Scheme (CLSS) under PMAY?
Answer: The Credit Linked Subsidy Scheme (CLSS) provides interest subsidies on home loans for eligible beneficiaries. The subsidy rates are:
- EWS/LIG: 6.5% interest subsidy for loans up to ₹6 lakh.
- MIG-I: 4% interest subsidy for loans up to ₹9 lakh.
- MIG-II: 3% interest subsidy for loans up to ₹12 lakh. This subsidy reduces the overall loan burden on beneficiaries, making housing loans more affordable.
4. What documents are required for applying to PMAY?
Answer: The documents required include:
- Proof of Identity: Aadhaar card, PAN card, Voter ID, Passport, or any other government-issued ID. PM Awas Yojana
- Proof of Address: Utility bills, rental agreement, Aadhaar card, Passport, or any other valid address proof. PM Awas Yojana
- Income Proof: Salary slips, income tax returns, bank statements, or a certificate of income from the local authority.
- Other Documents: Property documents (if applicable), affidavit declaring ownership status, and photographs. PM Awas Yojana
5. How can I check the status of my PMAY application?
Answer: To check the status of your PMAY application:
- Visit the official PMAY website:
- For urban:
- For rural: PMAY-G
- Navigate to the “Citizen Assessment” section and select “Track Your Assessment Status.”
- Enter your assessment ID or personal details to view the status of your application.